The proceeds from a property sale often form the capital
base from which care costs have to be met if there is
insufficient income from pensions and benefits.

The person requiring care may qualify for a tax free Immediate Care Plan, in which case an alternative to simply drawing down the capital may be available.

Such plans are offered by a number of specialist providers who quote on an individual basis and whose terms can vary considerably.

As independent advisers we always ensure that the best available terms are included in our recommendations for an investment strategy to meet care costs and protect capital.

.          Are you in or about to enter a Nursing             Home or Residential Care Home?         Do you own a property or have savings?         Are you concerned that your capital will            simply disappear?         Do you fully understand the care funding            system?